A- signal, specialty catastrophe focus
The homepage labels Palomar Specialty with an AM Best A- signal. The carrier-page purpose is to clarify that a rating is only one part of market selection; appetite and terms still depend on underwriting.
Details that may matter most
- County/fault corridor and address-level hazard.
- Dwelling limit and selected percentage deductible.
- Pre-1980 raised foundation, bolting, and cripple-wall bracing.
- Hillside, fill, masonry, prior damage, or prior earthquake claim details.