ICW Group earthquake insurance

AM Best financial strength signal shown on the homepage: A. Appetite depends on address, construction, foundation, deductible, and retrofit details.

AM Best rating

A financial strength signal for carrier review

The homepage labels ICW Group with an AM Best A signal so users can compare market strength before submitting. Ratings can change; final placement should be confirmed during broker review.

Best-fit submissions

What strengthens an ICW submission

  • Clear Coverage A and requested earthquake dwelling limit.
  • Wood-frame or otherwise well-documented construction.
  • Foundation type, hillside/soil notes, and masonry chimney status.
  • Retrofit documentation for older raised-foundation homes.