Earthquake-focused specialty underwriting
GeoVera has long been associated with residential earthquake and catastrophe-exposed property underwriting. The homepage avoids assigning an AM Best grade unless the writing carrier/program paper is confirmed for the specific submission.
Harder property details need clean documentation
- Older California homes with raised foundations.
- High-value homes where deductible dollars are significant.
- Hillside, liquefaction, coastal, or fault-corridor properties.
- Applications with retrofit permits, EBB records, or engineer documentation.